Plan Options:

The district’s medical plans are offered through TRS. There are four medical plans to choose from. From in- and out-of-network options to comprehensive prescription drug coverage and special health and wellness programs, TRS-ActiveCare has been designed to flexibly meet the needs of nearly half a million public education employees.

TRS-ActiveCare Primary x Region 4

  • Copays for doctor visits and generic prescriptions apply before the deductible.
  • Statewide network.
  • Requires selection of a primary care provider for specialist referrals.
  • No out-of-network coverage available.
  • Two ID cards are provided: BCBS and Express Scripts.

TRS-ActiveCare HD

  • Must meet deductible before plan pays for non-preventive care
  • In-network and out-of-network benefits – separate out-of-network deductible/out-of-pocket maximum Nationwide network
  • Deductible applies to medical and pharmacy
  • No requirement for PCP or referrals
  • Compatible with health savings account (HSA)
  • Employee will receive two (2) ID cards (BCBS & Express Scripts)

TRS-ActiveCare Primary +

  • Copays for many services and drugs
  • Statewide Network
  • Participants must select a primary care provider who will make referrals to specialists
  • No out-of-network coverage
  • Employee will receive 2 ID cards (BCBS & Express Scripts)

TRS-ActiveCare2 – CLOSED TO NEW ENROLLEES

BUYING HEALTH INSURANCE