EL PASO ISD SELF-FUNDED HEALTH PLAN ADMINISTERED BY CIGNA

Under this health plan, there are two options to choose from. Both options provide access to a National Network of Medical Providers and out-of-network options to comprehensive prescription drug coverage and special health and wellness programs. EPISD’S self-funded plan has been specifically designed to provide an improvement in benefits and family affordability, as well as exceptional customer service 24/7.

Self-Funded CDHP Plan

• Texas Tech UMC providers, clinics, and hospitals save you the most money
• High deductible plan – must meet deductible before plan covers expenses
• In-network and out-of-network benefits – separate out-of-network deductible/out-of-pocket maximum
• Provider network is with Cigna
• Deductible applies to medical and pharmacy
• District contributes up to $1,000 a year to your individual Health Savings Account if you elect the HSA plan
• HSA contribution 100% deposited on first check of January plan year
• Employee may elect to contribute additional funds to their Health Savings Account. No employee contribution is required in order to receive the districts contribution.
• Low Cost Telemedicine visits through MDLive
• EPISD Benefits Staff assists with claim questions
• Local On-Site Representative – Sergio Alarcon: 915-230-2068, salarco1@episd.org

Traditional PPO Plan

• Texas Tech UMC providers, clinics, and hospitals save you the most money
• ER only $250 flat fee at UMC
• Co-pay plan – pay flat fees for office visits and prescriptions
• Low in-network deductible
• In-network and out-of-network benefits- Separate out-of-network deductible/out-of-pocket maximum
• Compatible with Flexible Spending Accounts (FSA)
• No requirement for a Primary Care Physician
• No referrals for Specialist visits
• No cost for telemedicine visits with and MDLive
• EPISD Benefits Staff assists with claim questions
• Local On-Site Representative – Sergio Alarcon: 915-230-2068, salarco1@episd.org