Health Savings Accounts

What is a Health Savings Account (HSA)?

A Health Savings Account (HSA) is a great way to help you control your healthcare costs. It works in conjunction with a qualified High Deductible Health Plan (HDHP) to combine tax-free savings earmarked for qualified medical expenses.

An HSA allows you to set aside money to pay for higher deductibles associated with a lower monthly premium HDHP. The money you save in monthly insurance premiums is reserved for eligible medical expenses you incur in the future.

Eligible expenses include things like co-pays and deductibles, prescriptions, vision expenses, dental care, therapy and medical supplies.


  • Balances roll over from year to year and earn interest along the way.
  • Portable – you keep it even after you leave employment.
  • Tax advantages – invest money in mutual funds to grow your tax savings for either future healthcare costs or retirement.
  • Pay for expenses with a benefits debit card that gives you immediate access to your money at the time of purchase.
  • Expenses also can be reimbursed through our online portal, online bill pay directly to your provider or submitting a distribution request form.
  • Receipts are not required for reimbursement, but be sure to save them for tax purposes.


FFGA HSA Department

P: (866) 853-3539

F: (800) 298-7785

HSA Portal

For Distributions:

First Financial Administrators, Inc.
Attn: HSA Department
PO Box 161968
Altamonte Springs, FL 32716

Minimum Health Insurance Plan Deductible Amounts for the Qualifying HDHP
  • 2024
  • Individual Coverage
  • Family Coverage
  • 2024
  • $1,600
  • $3,200
  • 2025
  • $1,650
  • $3,300
Annual Maximum Contribution Levels
  • 2024
  • Individual Coverage
  • Family Coverage
  • 2024
  • $4,150
  • $8,300
  • 2025
  • $4,300
  • $8,550

Catch up allowed for those 55 and over – $1,000

HSA Resources

Online Wealthcare Portal

Flexible Spending Account and Health Savings Account participants can log in to their online wealthcare portal to access account balances, check on claims, upload receipts and access other account details.  You can also register for an online account if you do not currently have access.

HSA Mobile App

FF Flex Mobile App

Managing your benefit accounts on-the-go is made easy with FF Mobile Account App. This powerful, intuitive mobile application gives you access to view your account balances, update your profile, submit a claim, and much more – right from your Android or Apple device.

HSA Features

  • Request distributions
  • Invest in HSA Fund
  • Make additional contributions
  • Pay a provider or pay yourself
  • Download tax forms


HSA Store & Eligibility List

The HSA Store is the only site that exclusively sells HSA-eligible products and services. The online marketplace offers more than 4,000 products and connects consumers to a national database of providers as well as an HSA Learning Center. Learn more >