Blue Cross Blue Shield of Louisiana

Buy Up Plan

o Coinsurance percentage 10% for in network services
o Office Visit copay  $20
o Specialist visit copay  $35

Standard PPO Plan

o Coinsurance percentage  20% for in network services
o Office Visit copay  $20
o Specialist visit copay  $35

HDHP *pronounce as high deductible health plan

o Coinsurance percentage  20% for in network services
o Individual in network Deductible  $2,000
o Individual out of network Deductible $6,000
o Family in network deductible  $4,000

Vermilion Parish medical plans are offered through BCBS-LA. From in- and out-of-network options to comprehensive prescription drug coverage and special health and wellness programs, BCBS-LA has been designed to flexibly meet the needs Vermilion Parish School Board.

o Coinsurance percentage 10% for in network services o Office Visit copay  $20 o Specialist visit copay  $35

  • Buy Up PPO Plan has a $1,000 Individual Network Deductible and a $2,000 Family Network Deductible.  And a member coinsurance of 10% until the annual maximum out of pocket is reached.

o Coinsurance percentage  20% for in network services
o Office Visit copay  $20
o Specialist visit copay  $35

  • Standard PPO Plan has a $2,000 Individual Network Deductible and a $4,000 Family Network Deductible.  And a member coinsurance of 20% until the annual maximum out of pocket is reached.
  • Under both of our PPO plan offerings there is a $20 office visit $35 Specialist and prescription copayments that vary based on the type of drug prescribed.

o Coinsurance percentage  20% for in network services
o Individual in network Deductible  $2,000
o Individual out of network Deductible  $6,000
o Family in network deductible  $4,000

  • HDHP Plan is a High Deductible Health Plan, a lower premium alternative to the traditional PPO plans offered. There are few differences in a high deductible plan from a PPO plan that are important to note. Unlike a traditional PPO plan individual deductible and maximums only apply to individuals enrolled in employee only coverage.  Those enrolled in employee + any dependent(s) coverage must collectively satisfy the family deductible and maximums under the plan.
  • Under the High Deductible plan individuals will pay the full amount due after the Blue Cross Blue Shield contracted discount is applied for all types of service until the annual deductible is met. Once the deductible is met the member pays 30% coinsurance until the annual out of pocket is satisfied.

BUYING HEALTH INSURANCE