Dependent eligibility reviews may be conducted periodically to ensure covered dependents meet plan eligibility requirements. In the event of a review, notices requesting proof of eligibility will be mailed to plan participants. Not responding to a review request will result in termination of dependent coverage. If a dependent’s eligibility status changes during the plan year, employees should contact the WISD Benefits Office immediately to request a change of election.

* A child includes your natural child, stepchild, legally adopted child, child under court order, and grandchild. For a grandchild to be considered your child, the child must be in your court-ordered custody and must live with you and be claimed as a tax dependent according to IRS guidelines. With proof of disability, a child who is unmarried, totally disabled, and primarily depends on you for support and maintenance prior to age 26 is eligible for continued coverage beyond the maximum age limit.

Note: Eligible grandchildren are not eligible for American Fidelity term life insurance.

** Disability insurance is not available for spouses and children.

*** You may purchase an individual permanent life insurance policy from Texas Life for your spouse and each of your minor children, including eligible grandchildren, without purchasing a policy for yourself.