Why Life Insurance?

Life insurance protects your loved ones. It pays a benefit so they can afford to pay for funeral expenses, pay off debt and maintain their current standard of living. It is one of the best ways to show you care.

EMPLOYER-PAID TERM LIFE INSURANCE

• Your employer provides all eligible employees $30,000 of Group Basic Life Insurance. The cost of this policy is paid for 100% by your employer. This is a term life policy that is in effect while you are employed.

VOLUNTARY TERM LIFE INSURANCE

• Voluntary life insurance is term life coverage you can purchase in addition to the basic life plan provided by your employer. It will cover you for a specific period of time while you are employed by the district.
• Plan amounts are offered in tiers so you can choose the amount of coverage that works best for you and your family.
• Because it’s a group plan, premiums are typically lower, so it’s more affordable to gain the peace of mind that life insurance provides.
• Group life insurance allows you to purchase affordable life insurance on yourself in increments of $10,000, spouse in increments of $5,000, and dependent children in increments of $2,500. Coverage is available for spouse and child(ren) ONLY if you have Sun Life coverage for yourself, and is limited to 50% of the employee’s coverage election.
• Employees enrolling in the coverage after the first 31 days of their employment will be subject to insurability and must complete a health questionnaire prior to coverage being issued. If no health questionnaire is filled out and APPROVED, there will be no coverage in force for those who have applied for coverage for the first time, or any increases that are not new employees. During your enrollment in the website you must press the link provided for the questionnaire. If you are unable to completely fill-out the application online please print out the application in the Employee Benefits Center. Please fill out, sign, and please return to benefits department. You may also send via mail or scanned e-mail with signed application filled out.