TRS Plan Information

TRS Group Policy #D0753

Plans administered by BCBSTX (medical) & CVS/Caremark (pharmacy)

TRS-ActiveCare Primary

  • Lowest cost plan.
  • Statewide provider network with in-network benefits. No out-of-network benefits.
  • Will be able to apply for out-of-state coverage for dependent college students.
  • A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.
  • Copays for doctor visits and generic prescriptions before deductible.
  • After deductible, insurance pays 70% of covered charges and participant pays 30% co-insurance.
  • Includes zero cost generic preventive medications.
  • Includes telemedicine through Teledoc and RediMed for $0 co-pay per visit.
  • $50 co-pay for urgent care.

TRS-ActiveCare HD

  • Premiums are higher than the Primary plan.
  • Nationwide network with in-network and out-of-network benefits.
  • No requirement for PCP or referrals.
  • No copays. Participant must meet medical and pharmacy deductible before plan pays.
  • New individual deductible for coverage tiers that include spouse and/or children.
  • After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.
  • Includes zero cost generic preventive medications.
  • Includes telemedicine through Teledoc and RediMed for $30 co-pay per visit.
  • Compatible with Health Savings Accounts (HSA’s).

TRS-ActiveCare Primary+ (PrimaryPlus)

  • Premiums are higher than the HD plan.
  • Statewide provider network with in-network benefits. No out-of-network benefits.
  • Can apply for out-of-state coverage for dependent college students.
  • A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.
  • Copays for doctor visits and generic prescriptions before deductible.
  • After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.
  • Lowest deductibles and out-of-pocket maximums of all BCBSTX plan options.
  • Includes telemedicine through Teledoc and RediMed for $0 co-pay.
  • $50 copay for urgent care.

TRS-ActiveCare 2 – plan is closed to new participants

  • Highest cost plan.
  • Nationwide network with in-network and out-of-network benefits.
  • No requirement for PCP or referrals.
  • No copays. Participant must meet medical and pharmacy deductible before plan pays.
  • After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.
  • Includes telemedicine through Teledoc and RediMed for $0 co-pay.

TRS Plan Resources

Visit the following websites for:

  • Plan Comparisons and Plan Details
  • Doctor & Hospital Searches
  • Tools & Resources

Blue Cross Blue Shield Website for TRS-ActiveCare

CVS/Caremark Website for TRS-ActiveCare

ID Cards

BCBSTX (medical)
CAREMARK (pharmacy)

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Use the app to find providers, access coverage information, and view your member ID card. Text BCBSTXAPP to 33633.

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