Why Critical Illness Insurance?

Critical illness insurance offers you financial protection when you need it the most with cash benefits paid directly to you. Benefits are provided in a lump sum at the time a covered diagnosis occurs, so there is flexibility in how you can use it. Whether for medical expenses or the cost of daily living, the decision is yours to use the benefits in a way that best fits your needs so you can focus on your recovery.

Supplementing your major medical with critical illness insurance helps you pay for your care so you can focus on getting well.

Critical illness insurance may cover:

• Severe burns
• Coma
• Paralysis
• Heart attack
• Permanent damage from a stroke
• Bypass surgery
• Kidney failure
• Major organ transplant

In addition, this policy may cover:

• Alzheimers
• Parkinsons
• ALS
• MS
• CF
• Down Syndrome
• Spina Bifida
• and others

See the Critical Illness certificate for more details.