Health Reimbursement Arrangement

What is a Health Reimbursement Arrangement?

A Health Reimbursement Arrangement (HRA) is established by your employer and is designed to help you pay for certain out-of-pocket deductible and coinsurance expenses.

Your employer will contribute to the HRA on your behalf and those contributions are excluded from your taxable income. Withdrawals made from this account are tax free. Eligible expenses incurred for you, your spouse and dependents qualify for reimbursement.


  • Eligible expenses are reimbursed by submitting a receipt and claims form. You will be reimbursed upon approval of the claim.
  • Covers both in-network and out-of-network deductibles.
  • You must first use funds in your HRA before using your FSA, if you have one established.
  • Money will not roll over into the next plan year.