Plan Options:

The district’s medical plans are offered through TRS. From in- and out-of-network options to comprehensive prescription drug coverage and special health and wellness programs, TRS-ActiveCare has been designed to flexibly meet the needs of nearly half a million public education employees.

Expand plans for details.

BCBSTX PPO Plans (medical) & CVS/Caremark (pharmacy)

  • Copays for doctor visits and generic prescriptions before you meet deductible
  • Statewide Network
  • Participants must select a primary care provider who will make referrals to specialists
  • No out-of-network coverage
  • Must meet deductible before plan pays for non-preventive care
  • In-network and out-of-network benefits – separate out-of-network deductible/out-of-pocket maximum
  • Nationwide network
  • Deductible applies to medical and pharmacy
  • No requirement for PCP or referrals
  • Compatible with health savings account (HSA)
  • Copays for many services and drugs
  • Statewide Network
  • Participants must select a primary care provider who will make referrals to specialists
  • No out-of-network coverage
  • Copays for many drugs and services
  • Nationwide network with out-of-network coverage

CVS Caremark | www.caremark.com | 1.888.234.0781

When you enroll in one of the BCBSTX PPO medical plan options, you automatically receive prescription drug coverage

through CVS Caremark which gives you access to a large, national network of retail pharmacies.

HMO Plans

  • Copays for doctor visits and generic prescriptions before you meet deductible
  • In-Network only – no out-of-network benefits
  • Copays for doctor visits and prescriptions before you meet deductible
  • In-Network only – no out-of-network benefits
  • Copays for doctor visits and prescriptions before you meet deductible
  • In-Network only – no out-of-network benefits

BUYING HEALTH INSURANCE