Medical Coverage

When it comes to Medical coverage, East Central Independent School District offers two options through BlueCross BlueShield of Texas (BCBSTX). Each Medical plan provides coverage for the same types of expenses, such as doctor’s office visits, preventive care, prescription drugs and hospitalization. Most in-network preventive care services are covered at 100 percent.

Under the Blue Choice PPO Plan, you choose a network provider each time you need medical care. The Blue Essentials HMO Plan uses a Texas-only network limited to doctors, specialists, and hospitals in your area. While the network is smaller, rest assured that Blue Essentials providers offer top-tier, quality and cost-efficiency. This plan is only available to those who live in Texas in a Blue Essentials network area.

Under the Blue Essentials HMO Plan, you receive no benefits from the plan if you use a non-network provider – you will be responsible for 100 percent of the cost for all care you receive. The only exception is if you have a true emergency and must go to the emergency room. The plan will then pay as if the claim were in network.

To find providers in either network, you can visit www.bcbstx.com and click on Search as a Guest.