• Copays for doctor visits and generic prescriptions apply before the deductible.
• Statewide network.
• Requires selection of a primary care provider for specialist referrals.
• No out-of-network coverage available.
• Two ID cards are provided: BCBS and Express Scripts.

TRS-ActiveCare HD

• Must meet deductible before plan pays for non-preventive care
• In-network and out-of-network benefits – separate out-of-network deductible/out-of-pocket maximum Nationwide network
• Deductible applies to medical and pharmacy
• No requirement for PCP or referrals
• Compatible with health savings account (HSA)
• Employee will receive two (2) ID cards (BCBS & Express Scripts)

TRS-ActiveCare Primary +

• Copays for many services and drugs
• Statewide Network
• Participants must select a primary care provider who will make referrals to specialists
• No out-of-network coverage
• Employee will receive 2 ID cards (BCBS & Express Scripts)